Are there any dental insurers that cover orthodontic procedures?

Charlotte asks,

I am wondering if there is an insurance company that covers orthodontic procedures. I have not been able to find one, so any help would be much appreciated. Thanks

Answer

Hi Charlotte,

Thanks for your question.

Dental insurers don’t tend to cover orthodontic treatment as it is considered cosmetic and therefore ‘elective’ (not necessary for dental health). There are insurances that specifically cover certain orthodontic treatments, such as dental implant insurance but in general if the treatment is cosmetic, insurance won’t cover it. Insurance is generally something that covers risks such as dental emergencies, as opposed to commercial treatments like having braces fitted.

For more information, see Orthodontic dental insurance.

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3 Responses to “Are there any dental insurers that cover orthodontic procedures?”

  1. dentistry Says:
    May 23rd, 2010 at 2:44 pm

    I don’t think every dentist does sedation dentistry. The dentist has to complete a course to certify him or her in sedation dentistry before they can legally administer the sedation medications. However, most dentists do use Nitrous Oxide (laughing gas) as that is not considered “conscience” sedation. When the gas is used the effects are immediately reversed by the administration of oxygen, so you can drive and return to your normal schedule. The oral sedation is much stronger and you will remember virtually nothing of the appointment. You must have a driver to receive oral sedation too. Good Luck!

  2. Raul Says:
    January 1st, 2011 at 12:35 pm

    Hi, I also have the same query and expected this answer, however what if the procedure is not cosmetic and instead is a functional problem, ie teeth are no longer aligned? Would anyone cover this?

    Thanks

  3. Joel Schill Says:
    April 17th, 2011 at 11:55 pm

    I have had oral sedation done.I had to have my two bottom influenced wisdom teeth removed and it was no issue. I was essentially knocked out..couldn’t feel anything. I also was giving valium until you are sedated. After the sleep or sedation I was just a little hazzy but could walk as well as be aware of the doc without any problem.

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