The Most Comprehensive Dental Insurance Comparison on the Web

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Below is a comparison of all the major UK dental insurance policies. If the table appears blank, please wait a few seconds for the data to load. You can get a dental insurance quote online from any of the insurers listed in the comparison below.

A quick glance at the comparison results

Which is the High Scorer from the comparison?

The high scoring dental insurer is HSA. HSA's dental insurance plans are simple and clear. They cover all the basic requirements such as check-ups and hygienist appointments to keep your teeth in good healthy condition, while also covering accidents, emergencies, mouth cancer and treatments. Cover is world wide, so if you have an accident or problem while abroad you're covered. You don't have to use a specifically assigned dentist, you can keep your own. You can choose NHS dental care or private care.

Tesco Dental Insurance

Which is Popular deal from the comparison?

Tesco's dental insurance is popular for a reason. Again, they offer simple clear plans at levels to suit you. You can choose private or NHS dental care. The only thing Tesco doesn't cover with their NHS plan is hygienist appointments. You have to go for the private plan to gain that benefit. Both plans offer a sensible range of cover that will keep your teeth both in good condition and covered in the event of accidents, emergencies or other problems including long-term oral health problems such as mouth cancer.


Compare Dental Insurance

Dental Insurance Comparison

If you're after standard dental insurance that suitably covers the requirements of most British citizens, HSA and Tesco seem to offer well rounded deals at good prices. If you're not sure if Tesco or HSA are right for you, use the comparison table below to see how they fair against the markets other available insurance policies.

Hover your mouse over the magnifying glasses to view further details about each of the insurance benefits mentioned.

High Scorer
Columns: Features. Rows: insurers

NHS

? This refers to whether the insurance covers NHS dental treatment.

Private

? This refers to whether the insurance covers private dental treatment.

Keep your dentist

? This refers to whether you can stay with your current dentist or whether you will have to move to a dentist registered with the insurer.

Check-ups

? This refers to how many check-ups (examinations) you are entitled to per year.

Hygienist

? This refers to how many hygienist appointments you are entitled to per year.

Accidents and Emergencies

? This refers to treatments for accidents and emergencies.

Non-emergency Treatments

? This refers to treatments not resulting from an accident or an emergency, such as treatment for gum disease.

Hospital cash

? This refers to any money you receive per night if you stay in a hospital.

Mouth cancer

? This refers to money you receive if you get mouth cancer.

Worldwide

? This refers to whether the insurance will cover you while you are abroad.

Cost

? Cost per month, per individual: prices are time sensitive and may vary, please view the insurers website for more details.

AUA

Yes

Yes

Yes

No

No

Yes

more Covers the cost of repair or replacement of natural teeth following accidental loss, destruction or damage arising from a sudden and unforeseeable event, up to a maximum of £600 in total, or £300 in respect of any one tooth. A natural tooth is one that does not bear a bridge, crown or other dental work. Cover extends to include the cost of emergency dental treatment, up to £100, required as a matter of urgency when you are more than thirty miles from home and it is impractical to consult your dentist.

Yes

No

No

Yes

Starts at £25

AXA PPP Coastguard

Yes

Yes

Yes

Quote Rquired You will need to get a quote from the insurer to determine whether you will have this benefit.

Quote Rquired You will need to get a quote from the insurer to determine whether you will have this benefit.

Yes

more Up to £10,000 cover for treatment, per person, per year following a dental accident (up to £2,500 per incident). Up to £1000 emergency temporary treatment covered, per person, per year (£500 per incident overseas, £250 per incident in the UK).

Quote Rquired You will need to get a quote from the insurer to determine whether you will have this benefit.

Quote Rquired You will need to get a quote from the insurer to determine whether you will have this benefit.

Yes

more Up to £25,000

Quote Rquired You will need to get a quote from the insurer to determine whether you will have this benefit.

Starts at £7.95

AXA PPP CashPlan Plus

Yes

Yes

more Choice of visiting any NHS or private dentist for injuries or emergencies.

Yes

Quote Rquired You will need to get a quote from the insurer to determine whether you will have this benefit.

Quote Rquired You will need to get a quote from the insurer to determine whether you will have this benefit.

Yes

more Up to £2,500 towards dental injury treatment for up to four incidents and up to a total of £10,000 a year. Up to £200 towards dental emergency treatment, initial appointment only up to two incidents and up to a total of £400 a year.

Quote Rquired You will need to get a quote from the insurer to determine whether you will have this benefit.

Yes

more Hospital cash benefit of £50 each night you stay overnight in hospital, up to £1,000 a year for dental treatment under the control of a dental or maxillofacial consultant, in relation to the neck and head.

Yes

more Mouth cancer cover up to £12,000 towards one course of treatment charges, up to eighteen months following diagnosis (smokers are included).

No

Starts at £8.95

Boots NHS

Yes

No

Yes

Yes

No

Yes

more Unlimited treatments, up to a limit of £15.90 per treatment. Unlimited cover for: Temporary bridge or crown, Re-fix/repairs to inlays, crowns and bridges, Dressings, Incision of abscess, Treatment of infected sockets, Removal of crown fracture, Domiciliary and emergency visits. Accidental dental injury cover: Up to £500 per year.

Yes

more Up to £500 per year. Band 1: Unlimited treatments per year, £15.90 reinbursements per treatment. Selected treatemnts only. Band 2: Unlimited treatments per year, £43.60 reinbursements per treatment. Selected treatemnts only. Band 3: Up to 2 treatments per year, £194 reinbursements per treatment. Selected treatemnts only.

Yes

more £3,750, £75 per day

Yes

more As part of Hospital Cash

Quote Rquired You will need to get a quote from the insurer to determine whether you will have this benefit.

Starts at £9.00

Boots Private 1

No

Yes

Yes

Yes

more Maximum 2 per year. Reimbursement up to £14.68 per examination

No

Yes

more Up to £1,000 per year. Reimbursement up to £21.42 per treatment, unlimited treatments per year

Yes

more Up to £750 per year

Yes

more £3,750, £75 per day

Yes

more As part of Hospital Cash

Quote Rquired You will need to get a quote from the insurer to determine whether you will have this benefit.

Starts at £13.50

Boots Private 2

No

Yes

Yes

Yes

more Maximum 2 per year. Reimbursement up to £21.68 per examination

No

Yes

more Up to £1,500 per year. Reimbursement up to £32.14 per treatment, unlimited treatments per year

Yes

more Up to £1,000 per year.

Yes

more £3,750, £75 per day

Yes

more As part of Hospital Cash

Quote Rquired You will need to get a quote from the insurer to determine whether you will have this benefit.

Starts at £19.50

Columns: Features. Rows: insurers

NHS

? This refers to whether the insurance covers NHS dental treatment.

Private

? This refers to whether the insurance covers private dental treatment.

Keep your dentist

? This refers to whether you can stay with your current dentist or whether you will have to move to a dentist registered with the insurer.

Check-ups

? This refers to how many check-ups (examinations) you are entitled to per year.

Hygienist

? This refers to how many hygienist appointments you are entitled to per year.

Accidents and Emergencies

? This refers to treatments for accidents and emergencies.

Non-emergency Treatments

? This refers to treatments not resulting from an accident or an emergency, such as treatment for gum disease.

Hospital cash

? This refers to any money you receive per night if you stay in a hospital.

Mouth cancer

? This refers to money you receive if you get mouth cancer.

Worldwide

? This refers to whether the insurance will cover you while you are abroad.

Cost

? Cost per month, per individual: prices are time sensitive and may vary, please view the insurers website for more details.

Dencap Gold

No

Yes

No

more The Dencap scheme is solely for the registered patients of 543 Dental Centre Ltd., Hull, Yorkshire.

Yes

more 2 per year

partial

more 10% off

Yes

more Subject to terms, limitations and exclusions of a separate insurance policy arranged through Lloyd & Whyte Ltd.

partial

more 10% discount on any crowns, bridges, inlays, fillings, dentures, non-surgical extractions and hygiene work (excluding root canal treatments, periodontics, laboratory fees and specialist referrals)

No

No

Yes

more Subject to terms, limitations and exclusions of a separate insurance policy arranged through Lloyd & Whyte Ltd.

£11 per month + a one-off registration fee

Dencap Platinum

No

Yes

No

more The Dencap scheme is solely for the registered patients of 543 Dental Centre Ltd., Hull, Yorkshire.

Yes

more 2 per year

Yes

more 2 per year

Yes

more Subject to terms, limitations and exclusions of a separate insurance policy arranged through Lloyd & Whyte Ltd.

Yes

more All crowns, bridges, inlays, fillings, dentures, dental hygiene work and extractions which are non-surgical (excluding periodontics, laboratory fees and specialist referrals). All root canal treatment is included apart from molar root canal treatment.

No

No

Yes

more Subject to terms, limitations and exclusions of a separate insurance policy arranged through Lloyd & Whyte Ltd.

£17 or £25 per month + a one-off registration fee

Dencover

Yes

Yes

Quote Rquired you will need to get a quote from the insurer to determine whether you will have this benefit.

Yes

more 2 per year. Reimbursement up to £22.50 per examination

Yes

more 2 per year

Yes

more Up to £500 per year. Up to one claim per year for UK emergency. Up to 1 claim per year for worldwide emergency. Up to 2 claims per year for accident cover.

partial

more Up to 75% of costs, up to a limit. See their website for details on different treatments and policy limits.

No

Yes

more Up to £5,000, 1 claim per year.

Yes

Starts at £15.99

DenPlan Care

partial

more Depending on whether your dentist is a member of DenPlan

partial

more Depending on whether your dentist is a member of DenPlan

partial

more Depending on whether your dentist is a member of DenPlan

Yes

Yes

Yes

more Up to £10,000 per incident. Temporary emergency dental treatment when in the UK (up to £400 per incident, total limit payable £800 per calendar year, individual policy limits apply). Temporary emergency dental treatment when overseas (up to £412 per incident. Total limit payable £800 per calendar year)

Yes

Yes

more £60 per night

Yes

more Up to £12,000 mouth cancer treatment costs for up to 18 months following positive diagnosis. Smokers are not excluded from this cover.

Yes

Average fee £18.05

DenPlan Essentials

partial

more Depending on whether your dentist is a member of DenPlan

partial

more Depending on whether your dentist is a member of DenPlan

partial

more Depending on whether your dentist is a member of DenPlan

Yes

Yes

Yes

more Up to £10,000 per incident. Temporary emergency dental treatment when in the UK (up to £400 per incident, total limit payable £800 per calendar year, individual policy limits apply). Temporary emergency dental treatment when overseas (up to £412 per incident. Total limit payable £800 per calendar year)

Yes

Yes

more £60 per night

Yes

more Up to £12,000 mouth cancer treatment costs for up to 18 months following positive diagnosis. Smokers are not excluded from this cover.

Yes

Average fee £11.27

Columns: Features. Rows: insurers

NHS

? This refers to whether the insurance covers NHS dental treatment.

Private

? This refers to whether the insurance covers private dental treatment.

Keep your dentist

? This refers to whether you can stay with your current dentist or whether you will have to move to a dentist registered with the insurer.

Check-ups

? This refers to how many check-ups (examinations) you are entitled to per year.

Hygienist

? This refers to how many hygienist appointments you are entitled to per year.

Accidents and Emergencies

? This refers to treatments for accidents and emergencies.

Non-emergency Treatments

? This refers to treatments not resulting from an accident or an emergency, such as treatment for gum disease.

Hospital cash

? This refers to any money you receive per night if you stay in a hospital.

Mouth cancer

? This refers to money you receive if you get mouth cancer.

Worldwide

? This refers to whether the insurance will cover you while you are abroad.

Cost

? Cost per month, per individual: prices are time sensitive and may vary, please view the insurers website for more details.

HSA Level 1

Yes

Yes

Yes

Yes

Yes

Yes

more 100% of cost, up to £10,000 per year

partial

more 75% of cost, up to £200 per year

Yes

Yes

more £4,000 per year

Yes

more Cover applies anywhere in the World for any trip with a duration of up to and including 28 days

From £7.70 per month

HSA Level 2

Yes

Yes

Yes

Yes

Yes

Yes

more 100% of cost, up to £10,000 per year

partial

more 75% of cost, up to £500 per year

Yes

Yes

more £8,000 per year

Yes

more Cover applies anywhere in the World for any trip with a duration of up to and including 28 days

From £13.25 per month

HSA Level 3

Yes

Yes

Yes

Yes

Yes

Yes

more 100% of cost, up to £15,000 per year

partial

more 75% of cost, up to £2,000 per year

Yes

Yes

more £12,000 per year

Yes

more Cover applies anywhere in the World for any trip with a duration of up to and including 28 days

From £17.85 per month

IndepenDent Full Care plan

No

Yes

No

Yes

Yes

Yes

more IndepenDent Care plans UK Ltd provides dental insurance cover for all plan patients.

Yes

more The only additional treatment cost to the patient is when laboratory fees may be incurred e.g. crowns, bridges, dentures.

Yes

more IndepenDent Care plans UK Ltd provides dental insurance cover for all plan patients.

Yes

more IndepenDent Care plans UK Ltd provides dental insurance cover for all plan patients.

Yes

more IndepenDent Care plans UK Ltd provides dental insurance cover for all plan patients.

Examination required

IndepenDent Maintenance plan

No

Yes

No

Yes

partial

more Scale and polish

Yes

more IndepenDent Care plans UK Ltd provides dental insurance cover for all plan patients.

No

more It includes dentist consultancy, oral examinations, scale and polishes, and x-rays. Any other treatment is at your private fee scale. In many cases dentists will discount these fees.

Yes

more IndepenDent Care plans UK Ltd provides dental insurance cover for all plan patients.

Yes

more IndepenDent Care plans UK Ltd provides dental insurance cover for all plan patients.

Yes

more IndepenDent Care plans UK Ltd provides dental insurance cover for all plan patients.

Examination required

Columns: Features. Rows: insurers

NHS

? This refers to whether the insurance covers NHS dental treatment.

Private

? This refers to whether the insurance covers private dental treatment.

Keep your dentist

? This refers to whether you can stay with your current dentist or whether you will have to move to a dentist registered with the insurer.

Check-ups

? This refers to how many check-ups (examinations) you are entitled to per year.

Hygienist

? This refers to how many hygienist appointments you are entitled to per year.

Accidents and Emergencies

? This refers to treatments for accidents and emergencies.

Non-emergency Treatments

? This refers to treatments not resulting from an accident or an emergency, such as treatment for gum disease.

Hospital cash

? This refers to any money you receive per night if you stay in a hospital.

Mouth cancer

? This refers to money you receive if you get mouth cancer.

Worldwide

? This refers to whether the insurance will cover you while you are abroad.

Cost

? Cost per month, per individual: prices are time sensitive and may vary, please view the insurers website for more details.

Tesco Core Cover

Yes

No

Yes

Yes

more 2 per year

No

Yes

more Up to £10,000 per year. Emergencies: (UK and worldwide) up to 400 per year (up to £200 per incident, NHS or private). Dental injury (UK and worldwide) up to 10,000 per year (up to £2,500 per incident, NHS or private).

Yes

more All NHS dental appointments and courses of treatment in the UK - 100% reimbursement.

Yes

more 60 per night

Yes

more Up to £12,000

Yes

From £8.95 per month

Tesco Premium Cover

Yes

Yes

Yes

partial

more Up to £200 per year together with hygienist

partial

more Up to £200 per year together with check-ups

Yes

more Up to 10,000 per year. Emergencies: (UK and worldwide) up to £400 per year (up to £200 per incident, NHS or private). Dental injury (UK and worldwide) up to £10,000 per year (up to £2,500 per incident, NHS or private).

Yes

more Up to £2,000 per year. General dental treatment (e.g. fillings, crowns, bridges) - 80% reimbursement to annual value of £2,000, when treated privately.

Yes

more £60 per night

Yes

more Up to £12,000

Yes

From £16.95 per month

Universal Provident

Yes

Yes

Yes

No

No

Yes

more Up to £5,000

Yes

more Up to £1,000

No

No

No

From £5.95 per month

WPA Level 1

Yes

Yes

Yes

No

No

Partial

more Doesn't cover emergencies. Covers injuries up to £10,000 per year.

Yes

more £10,000 per policy year.

Yes

Yes

more Included as part of £10,000 per year treatments cover.

Yes

Prices vary with age

WPA Level 2

Yes

Yes

Yes

Yes

Yes

partial

more Covers 75% of costs. £250 per course of treatment up to £1,000 per policy year. Dental Injuries: £20,000 per policy year.

Yes

more £10,000 per policy year.

Yes

more NHS Cash Benefit of £200 per day/night up to £2,000 per policy year as well as Parent & Child hospital accommodation charges.

Yes

more Included as part of £10,000 per year treatments cover.

Yes

Prices vary with age

Which dental insurance is right for me?

Run your mouse curser over the blue magnifying glasses in the comparison table above to find details about the features belonging to each of the insurance policies listed. This is probably the most comprehensive dental insurance comparison available on the internet so if you're going to find which policy is most suited to your needs this is likely to be the place to do it.

If you can't make up your mind today remember to bookmark this page for future reference.

Your computer will need an up to date version of internet explorer to view the details in the insurance table. You can download the latest version of internet explorer for free here.

Get a dental insurance quote online

The prices in the table are for guideline purposes only. If you would like to know how much your policy would cost you will need to get a quote.

Get a quote from HSA, the High Scorer in the comparison

Click here to get a quote

Get a quote from Tesco, the Popular ranked dental insurer

Click here to get a quote


Have you considered health insurance that includes dental insurance?

Depending on your situation you might prefer to opt for health insurance that includes dental insurance as part of the cover, thus benefiting from overall health cover and dental cover as part of the plan.

The HSA Health Cash Plan

The HSA health plan covers all resident children up to 18 years of age. That means if you have children in your home they are covered totally free. You can also add a partner for as little as £2 extra. This makes the HSA plan very economical for families.

Click here to get a quote

  • 100% dental costs
  • 100% optical costs
  • 75% Physiotherapy, Osteopath, Chiropractic, Acupuncture & Homoeopathy costs
  • 75% chiropody costs
  • Maternity Benefit
  • 75% Consultation and Allergy Testing costs
  • Hospital Benefit — includes hospital in-patient, hospital day case and Hospital parental stay (dependant on age and level of cover chosen).
  • European Cover — HSA cover applies anywhere in the European Economic Area. Any trip with a duration of up to and including 28 days, be it business or pleasure.
  • 24 hour helpline, 7 days a week